Keisha Vafiades

Keisha Vafiades

Friendly bacon lover. Freelance reader. Subtly charming internet fan. Infuriatingly humble web expert. Typical introvert. Subtly charming tv enthusiast.

50 Total Articles
What are the best online loans?

What are the best online loans?

Enough income to pay off existing debts and a new LightStream loan. Read our full SoFi personal loan review to learn more.

What loans qualify for pslf?

What loans qualify for pslf?

A PSLF qualifying loan is any non-default loan received under the William D. Ford Federal Direct Loan (Direct Loan)...

What loans are forgiven when you die?

What loans are forgiven when you die?

Federal student loans forgiven on death. This also includes Parent PLUS Loans, which are forgiven if the parent or...

What loans does the federal government guarantee?

What loans does the federal government guarantee?

Secured mortgages, federal student loans, and payday loans are examples of secured loans. There are circumstances that...

Can loans be forgiven?

Can loans be forgiven?

In certain situations, you can request the forgiveness, cancellation, or discontinuation of your federal student loans....

Can loans be taxed?

Can loans be taxed?

Not only are all loans not considered income, but they are usually not taxable. The only time a loan would be considered...

Can Loans Affect Your Credit?

Can Loans Affect Your Credit?

The amount and age of a loan can affect your credit score. But it's not just the loan itself that affects your credit...

Can loans be transferred to another person?

Can loans be transferred to another person?

The answer to this is that yes, you can transfer your personal loan to someone else. There are some banks or non-bank...

Can loans garnish wages?

Can loans garnish wages?

Wage garnishment is carried out when a loan holder orders his employer to withhold a percentage of his salary to force...

Can loans be repaid in advance?

Can loans be repaid in advance?

Yes, you can usually pay off a personal loan ahead of time. However, this may come at a cost depending on your lender.

Which loans bear interest?

Which loans bear interest?

The government does not pay any interest earned on an unsubsidized loan. Federal student loans in the direct student loan ...

What loans are eligible for pslf?

What loans are eligible for pslf?

Only loans that are part of the federal direct loan program are eligible for PSLF. To qualify for PSLF, you must work...

Will Loans Help My Credit?

Will Loans Help My Credit?

When used responsibly, personal loans can help you create and maintain a good credit score. There are several factors...

Will Loans Be Forgiven in 2021?

Will Loans Be Forgiven in 2021?

Borrowers with federal student loans from the FFEL program and federal Perkins loans had been excluded from the PSLF...

Will loans be accepted?

Will loans be accepted?

Requirements to get approved for a personal loan application vary by lender, but you can increase your chances by...

Why are loans not approved

Why are loans not approved

Some of the reasons your loan application might be denied include a low credit score or low credit profile, a high DTI...

Why are loans refused?

Why are loans refused?

Common reasons for rejection include a low credit score or poor credit history, a high debt-to-income ratio, unstable...

Where are the loans on the balance sheet?

Where are the loans on the balance sheet?

Although long-term loans are considered long-term liabilities, the sections of these loans appear in the 'current...

Where do student loans extend

Where do student loans extend

The Department of Education (Department) announced an extension of the student loan payment break,. The extension will...

When are loans repaid in commercial banks?

When are loans repaid in commercial banks?

The above statement is true because when a bank creates a loan, it will also create a verifiable deposit of the. Banks...

How long does it take for probable loans to be processed?

How long does it take for probable loans to be processed?

You will receive an email within 24 hours to confirm the status of your request. All requests go through a night check,...

How do loans affect credit scores

How do loans affect credit scores

If yours is, it could be taken into account when calculating your credit ratings. personal loans could be reported to...

How do loans and interest work?

How do loans and interest work?

Interest is the price you pay for borrowing money. When a lender grants a loan, you get benefits with interest paid above ...

How do loans make money?

How do loans make money?

Money is created when banks lend. The rules of double-entry accounting dictate that when banks create a new loan asset,...

Who lends money?

Who lends money?

General purpose lenders include banks, credit unions, and financial companies. Peer-to-peer (P2P) lending is a digital...

Who lends conventional mortgages?

Who lends conventional mortgages?

A conventional mortgage or conventional loan is a homebuyer loan that is not offered or guaranteed by a government...

Who lends money for the land?

Who lends money for the land?

The best options for financing a land purchase include seller financing, local lenders or a home equity loan. If you're...

Who lends tools?

Who lends tools?

Rent from over 100 specialized tools with AutoZone's Loan-A-Tool program. Select a tool, leave a deposit and return it...

Who lends money to the United States government?

Who lends money to the United States government?

Banks and Investors, the Federal Reserve, State and Local Governments, Mutual Funds, Pension Funds, Insurance Companies...

Are loans taxable?

Are loans taxable?

Since a loan means you're borrowing money from a lender or bank, it's not considered income. Income is defined as the...

Are loans tax-deductible?

Are loans tax-deductible?

While personal loans are not tax-deductible, other types of loans are. Interest paid on mortgages, student loans, and...

Are they loans to a company?

Are they loans to a company?

Financing is the process of providing funds for business activities, making purchases or investing. Intermediate...

What types of loans are eligible for pslf?

What types of loans are eligible for pslf?

A PSLF qualifying loan is any non-default loan received under the William D. Ford Federal Direct Loan (Direct Loan)...

What loans do not qualify for pslf?

What loans do not qualify for pslf?

However, they may be eligible if you consolidate them into a Direct Loan Program consolidation loan. In some cases, the...

Are loans considered financial aid?

Are loans considered financial aid?

Financial aid is money to help pay for college or career school. Grants, study and work, loans and scholarships help make ...

Are Loans Worth It?

Are Loans Worth It?

If you owe a substantial balance on one or more high-interest credit cards, taking out a personal loan to pay them off...

How many points does a personal loan affect the credit score?

How many points does a personal loan affect the credit score?

The formal application for a personal loan triggers a rigorous credit check, which is a more thorough evaluation of your...

Do Loans Contribute to Credit Score?

Do Loans Contribute to Credit Score?

Make on-time payments and increase your credit. Any delay in payments can significantly damage your rating if reported to ...

Can I get a loan from the federal government?

Can I get a loan from the federal government?

The federal government does not offer grants or “free money” to people to start a business or cover personal...

Which loans are covered by the prepayment penalty rules?

Which loans are covered by the prepayment penalty rules?

A prepayment penalty is a charge that the lender imposes on the borrower if the borrower pays all or part of the...